Free tool · mendez.palencia
Your financial runway calculator
The #1 thing stopping you isn't fear. It's not knowing your number. I left corporate with a severance package, a spreadsheet, and a very specific answer: money isn't going to stop me from taking the leap. Not a vague "do I have enough saved?" feeling. A number. With months attached to it.
This is the runway chart — a month-by-month projection of your financial runway based on actual expenses, actual savings, and a few scenarios for how things could go. Most women have more runway than they think.
1
Your monthly expenses
SEK
/ month
Rent / mortgage
Food & groceries
Transport
Subscriptions
Phone & internet
Insurance
Gym / health
Dining out / social
2
Liquid savings
SEK
3
Severance package
Optional
Did you or will you receive severance?
SEK
⚠ Enter the post-tax amount — what actually lands in your account after deductions.
Severance is added to your total liquid pool and drawn down alongside your savings.
4
A-kassa (Swedish unemployment benefit)
Optional
Are you a member of an a-kassa?
SEK
months
To qualify: 12 months membership + full-time employment. If leaving voluntarily, there's a 45-day waiting period before payments start. Maximum entitlement is 300 working days (~14 months) at up to 80% of your salary, capped at ~25,000 SEK/month.
5
Union top-up (inkomstförsäkring)
Optional
Does your union provide an income top-up?
SEK
months
Many Swedish unions (Unionen, Akademikerna, etc.) offer an income insurance that tops up your a-kassa to a higher percentage. Check your union's membership terms — this can meaningfully extend your runway.
Your full runway (best scenario)
—
months of freedom
Savings alone
—
Month-by-month balance
Savings only
Your takeaway
💡 What if you saved a bit more first?
This is exactly what Week 1 of The Woman Entrepreneur Lab looks like.
The Lab is an 8-week programme in Stockholm where you build a validated business offering and land your first 1–2 paying clients. We start here — running your numbers, understanding your runway, and turning financial uncertainty into a concrete plan.
7 spots. September 12 – November 8, 2026. Applications close September 5.
Kungsholmen, Stockholm · SEK 5,700
Learn about The Lab →
7 spots. September 12 – November 8, 2026. Applications close September 5.
Kungsholmen, Stockholm · SEK 5,700